Is an insurance policy acceptable as proof of automobile insurance under German law and U.S. Forces regulations?

Under German law and U.S. Forces regulations, an insurance policy itself is not considered acceptable proof of automobile insurance. Instead, proof of insurance must be provided in the form of a valid insurance card or other official documentation issued by the insurance company that confirms coverage for the vehicle. This requirement ensures that all drivers have accessible, immediate proof of their insurance status while operating a vehicle.

The reasoning behind this is to prevent situations where drivers might mistakenly believe they are insured based on a policy document that does not accurately reflect their current status, especially in emergencies when proof of insurance is required by law enforcement or officials. Validating insurance coverage through recognized documentation provides clarity and helps avoid potential misunderstandings regarding a driver’s insurance responsibility.